Is it Time to Refinance Your Mortgage?
	Personal
	Current Tax Bracket
	Resale plan (months)
	Mortgage Terms
	Original mortgage amount
	Current mortgage rate
	Original term (years)
	Months paid
	New mortgage rate
	New term (years)
	Points
	Refinancing Fees
	Application
	Title
	Legal
	Other
	Points
	Total fees
	Analysis			Current	Proposed
	Mortgage amount
	Mortgage payment
	Months to recover refinancing costs
	Mortgage balance at resale
	Principal repaid to resale
	Total payments to resale
	Total interest to resale
	Tax deduction on interest
	Net interest cost to resale
	Interest savings (costs)
	Total savings (costs)